Has anyone heard anything about Bobby addressing this issue? Other than raising the minimum liability limits (did that happen?) the governor has failed to do a thing about this hidden tax on Louisianians.

1. Michigan, $2,541
2. Louisiana, $2,453
3. Oklahoma, $2,197
4. Montana, $2,190
5. Washington, D.C., $2,146
6. California, $1,991
7. Mississippi, $1,896
8. New Mexico, $1,896
9. Arkansas, $1,836
10. Maryland, $1,807
11. North Dakota, $1,794
12. Connecticut, $1,786
13. Rhode Island, $1,747
14. Wyoming, $1,714
15. Hawaii, $1,707
16. South Dakota, $1,707
17. Georgia, $1,670
18. New Jersey, $1,663
19. West Virginia, $1,633
20. Kentucky, $1,629
21. New York, $1,627
22. Minnesota, $1,614
23. Washington, $1,584
24. Missouri, $1,563
25. Indiana, $1,518
26. Colorado, $1,508
27. Texas, $1,492
28. Delaware, $1,489
29. Florida, $1,476
30. Nebraska, $1,470
31. Pennsylvania, $1,468
32. Kansas, $1,461
33. Alaska, $1,454
34. New Hampshire, $1,334
35. Massachusetts, $1,328
36. Idaho, $1,325
37. Alabama, $1,306
38. Oregon, $1,306
39. Nevada, $1,300
40. Illinois, $1,290
41. Arizona, $1,280
42. Utah, $1,272
43. Virginia, $1,237
44. Iowa, $1,179
45. North Carolina, $1,154
46. Ohio, $1,152
47. Tennessee, $1,146
48. Wisconsin, $1,128
49. Maine, $1,126
50. South Carolina, $1,095
51. Vermont, $995

We recently received a 50% increae in our homeowners insurance, even though our area was only granted an increase of 13 percent.. I complained to the LA Dpt. of Insurance.. They said there was nothing they could do.

In what ways are Tennessee, Wisconsin, Maine, South Carolina, and Vermont different from us?

Seems that could be answered by House or Senate staff, perhaps with some help from NCSL.

I. B. Freeman - 20 March 2011 03:04 PM

Has anyone heard anything about Bobby addressing this issue? Other than raising the minimum liability limits (did that happen?) the governor has failed to do a thing about this hidden tax on Louisianians.

1. Michigan, $2,541
2. Louisiana, $2,453
3. Oklahoma, $2,197
4. Montana, $2,190
5. Washington, D.C., $2,146
6. California, $1,991

Another old C ockSucker wants to blame the Governor something he has no authority to regulate.  The Governor and the legislature don’t control insurance rates.

This why we elect an Insurance Commissioner and a Insurance Rating Commission. If your as smart as you pretend to be, you would know that and wouldn’t have posting this s hit here.  Instead you continue showing your azz, once again.

Maybe you would want us to have a Hugo Chavez or Moammar Gadhafi style government, whereby the top dog makes all the decisions for you.

Five years after the most devastating natural disaster in U.S. history battered southern Louisiana flooding 80% of New Orleans, causing at least 1,464 deaths and damaging
a half million housing units in the state, the region is rebounding from the triple whammy that has also included the Great Recession and the Deepwater Horizon oil spill.

Meanwhile, the state’s property insurance markets which play a critical role in the rebuilding effort are, in many respects, stronger than they were before the 2005 storms, which caused $29 billion in insured losses in Louisiana.

Trollfessor - 20 March 2011 07:40 PM

In what ways are Tennessee, Wisconsin, Maine, South Carolina, and Vermont different from us?

Seems that could be answered by House or Senate staff, perhaps with some help from NCSL.

There is something in our legal system that makes liability much greater. It should be identified and addressed.

I am for true no fault---everybody buys their own insurance and short of a felony no blame is assessed. I would be most interested in how Mississippi is 25% less than us.

Georgia I know is a no fault state but it is not true no fault.

I also believe we regulate our rates too much. They should not be regulated at all so we would have more competition and no rate cap would be on high risk drivers so the good drivers will not be paying more so the bad ones can buy it cheaper.

Foster tried to put forth a no fault plan and almost passed it. Given the so called republican presence in the existing legislature I think Jindal could get it through if he took it on as a priority. Of course of late he has been more cozy with trial lawyers than private insurance carriers and Louisiana insurance buying drivers.

I. B. Freeman - 20 March 2011 08:09 PM

Trollfessor - 20 March 2011 07:40 PM

In what ways are Tennessee, Wisconsin, Maine, South Carolina, and Vermont different from us?

Seems that could be answered by House or Senate staff, perhaps with some help from NCSL.

There is something in our legal system that makes liability much greater. It should be identified and addressed.

I am for true no fault---everybody buys their own insurance and short of a felony no blame is assessed. I would be most interested in how Mississippi is 25% less than us.

Georgia I know is a no fault state but it is not true no fault.

I also believe we regulate our rates too much. They should not be regulated at all so we would have more competition and no rate cap would be on high risk drivers so the good drivers will not be paying more so the bad ones can buy it cheaper.

Foster tried to put forth a no fault plan and almost passed it. Given the so called republican presence in the existing legislature I think Jindal could get it through if he took it on as a priority. Of course of late he has been more cozy with trial lawyers than private insurance carriers and Louisiana insurance buying drivers.

Maybe Jindal wrong in hiring the Dallas a law firm to recover the money from B P.

With the great legal knowledge that c ocksuckers like Tony, and Freaking Fred and yourself,
who needs outside legal counsel to fight for the taxpayers ?

No matter what Jindal does, there will always be c ocksuckers like you.

Betty Jo - 20 March 2011 08:19 PM

I. B. Freeman - 20 March 2011 08:09 PM

Trollfessor - 20 March 2011 07:40 PM

In what ways are Tennessee, Wisconsin, Maine, South Carolina, and Vermont different from us?

Seems that could be answered by House or Senate staff, perhaps with some help from NCSL.

There is something in our legal system that makes liability much greater. It should be identified and addressed.

I am for true no fault---everybody buys their own insurance and short of a felony no blame is assessed. I would be most interested in how Mississippi is 25% less than us.

Georgia I know is a no fault state but it is not true no fault.

I also believe we regulate our rates too much. They should not be regulated at all so we would have more competition and no rate cap would be on high risk drivers so the good drivers will not be paying more so the bad ones can buy it cheaper.

Foster tried to put forth a no fault plan and almost passed it. Given the so called republican presence in the existing legislature I think Jindal could get it through if he took it on as a priority. Of course of late he has been more cozy with trial lawyers than private insurance carriers and Louisiana insurance buying drivers.

Maybe Jindal wrong in hiring the Dallas a law firm to recover the money from B P.

With the great legal knowledge that c ocksuckers like Tony, and Freaking Fred and yourself,
who needs outside legal counsel to fight for the taxpayers ?

No matter what Jindal does, there will always be c ocksuckers like you.

It’s good to know i am on the right side of the fence.

I. B. Freeman - 20 March 2011 08:09 PM

Trollfessor - 20 March 2011 07:40 PM

In what ways are Tennessee, Wisconsin, Maine, South Carolina, and Vermont different from us?

Seems that could be answered by House or Senate staff, perhaps with some help from NCSL.

There is something in our legal system that makes liability much greater. It should be identified and addressed.

I am for true no fault---everybody buys their own insurance and short of a felony no blame is assessed. I would be most interested in how Mississippi is 25% less than us.

Georgia I know is a no fault state but it is not true no fault.

Fine, let’s add Mississippi and Georgia to the comparative study.  Actually, no study should be necessary, just research, as I suspect there are multiple studies already out there.

How is Louisiana different than the states with the lowest car insurance rates?

I spilled my coffee this morning- I blame Bobby Jindal!
My car didn’t start- I blame Bobby Jindal!
etc

I agree this is a problem, but we have an insurance commissioner.  This is his job.

BigJim - 21 March 2011 08:58 AM

I spilled my coffee this morning- I blame Bobby Jindal!
My car didn’t start- I blame Bobby Jindal!
etc

I agree this is a problem, but we have an insurance commissioner.  This is his job.

This has been a problem for a long long time. Much of the blame comes from insurance fraud and a lot of that comes out of NOLA.

BigJim - 21 March 2011 08:58 AM

I agree this is a problem, but we have an insurance commissioner.  This is his job.

Not to be a contrarian, but this falls squarely at the feet of the legislature.

BigJim - 21 March 2011 08:58 AM

I spilled my coffee this morning- I blame Bobby Jindal!
My car didn’t start- I blame Bobby Jindal!
etc

I agree this is a problem, but we have an insurance commissioner.  This is his job.

It will take a legislative initiative to change this and you know it. The insurance commissioner can’t force the rates down. Let me turn this around on you:

Louisiana still 49th in education---not Bobby’s fault after 3 years.
Louisiana faces huge underfunded pension---not Bobby’s fault after 3 years.
Louisiana still has a bad business tax environment--not Bobby’s fault after 3 years.
Louisiana still has wide spread local corruption rarely prosecuted by the state--not Bobby’s fault after 3 years.
Louisiana still has a bloated higher education system---not Bobby’s fault after 3 years.
Louisiana’s politically powerful get special treatment--particularly from LED---not Bobby’s fault.
Louisiana has the second highest auto rates in the country---not Bobby’s fault.
Louisiana’s Governor spend state money traveling to fund raisers---not Bobby’s fault.
Louisiana Governor’s wife received donations to her charity from those seeking favor from the state---not Bobby’s fault.
Louisiana’s debt load per capita reaches record levels---not Bobby’s fault.
Louisiana spent all it’s surpluses in the first two years of the Governor’s term---not Bobby’s fault.

Basically nothing that has not been corrected or has deteriorated under Jindal is not his fault.

Whatever it is about state government that has improved is all Jindal’s doing. (I may be just a pure idiot but I can’t think of these improvements.)

I. B. Freeman - 21 March 2011 09:49 AM

BigJim - 21 March 2011 08:58 AM

I spilled my coffee this morning- I blame Bobby Jindal!
My car didn’t start- I blame Bobby Jindal!
etc

I agree this is a problem, but we have an insurance commissioner.  This is his job.

It will take a legislative initiative to change this and you know it. The insurance commissioner can’t force the rates down. Let me turn this around on you:

Louisiana still 49th in education---not Bobby’s fault after 3 years.
Louisiana faces huge underfunded pension---not Bobby’s fault after 3 years.
Louisiana still has a bad business tax environment--not Bobby’s fault after 3 years.
Louisiana still has wide spread local corruption rarely prosecuted by the state--not Bobby’s fault after 3 years.
Louisiana still has a bloated higher education system---not Bobby’s fault after 3 years.
Louisiana’s politically powerful get special treatment--particularly from LED---not Bobby’s fault.
Louisiana has the second highest auto rates in the country---not Bobby’s fault.
Louisiana’s Governor spend state money traveling to fund raisers---not Bobby’s fault.
Louisiana Governor’s wife received donations to her charity from those seeking favor from the state---not Bobby’s fault.
Louisiana’s debt load per capita reaches record levels---not Bobby’s fault.
Louisiana spent all it’s surpluses in the first two years of the Governor’s term---not Bobby’s fault.

Basically nothing that has not been corrected or has deteriorated under Jindal is not his fault.

Whatever it is about state government that has improved is all Jindal’s doing. (I may be just and pure idiot but I can’t think of these improvements.)

Get yourself a good lawyer to provide you with the necessary constitutional provisions, because your not that smart C ockSucker .

Read the Louisiana constitution for yourself and simply stop speaking about that which you don’t know anything about.

Louisiana’s Governor is one of the ost powerful Govenors in the country when it comes to the State’s Constitution.  He can’t do everything by himself, however he can’t even assemble a quarom on some of these issues to attack them.  This alone proves he is not respected by the State Senate and Legislature, they respect the position but not the man.  In esssence we are left with a lame duck Governor.  Heck he can’t even rally the same people that voted for him to put pressure on their elected officials to get the ball moving.  It’s kind of like he’s just passing through on a train to the next job.

Trollfessor - 21 March 2011 07:36 AM

How is Louisiana different than the states with the lowest car insurance rates?

Well, let’s see.  Our roads are, by most reports, the worst (read unsafest) in the country.  We have a culture that celebrates drinking and driving.  Our juries are notoriously generous.  You get the idea. 

None of these problems can be corrected by the insurance commissioner.

In my experience it is cheaper getting quotes online. Some of the bigger companies offer discounts when ordering online, because it is less work for them. But to be safe you could compare quotes online, pick the best offer and try a local agency to see if they can match it or do better.

I recommend this site for online comparing: http://www.quotes-center.com/auto-insurance-calculator